5 Reasons Why You Need Car Insurance
In our daily life, we travel from one place to another. You may have years of driving experience, but you not know when another vehicle will strike you and demages your car. Either you are driving a vehicle carefully or not, but there is always a risk of being accident that could cause an accident that involves you and your family.
Here are five reasons why having car insurance is important.
Regardless of the type of vehicle you own, all drivers are legally required to carry a specific level of car insurance coverage.
1. Pays for the damage
Not only are cars expensive, paying for their repairs is costly, too. Sometimes, if you have an accident and it’s because of your negligence then if you have car insurance, you need not pay for these repairs by yourself. Car Insurance company will pay all your car demage expenses and you need not to worry about any issues.
2. Replaces a stolen car
For example, if you park your car in a car parking of shopping mall, and when you’ve just done your shopping and you head towards your parking spot only to find that it’s empty. That feeling is unforgetable and at that time, you feels helpless. So if you have a car insurance then according to your car insurance policy, you can put some money towards a replacement car.
3. Fire protection
Car insurance policy will pay for your car repairs if your car is demages by fire incident. Although, can insurance will not stop a fire demaging your car but it will help in repairs.
4. Roadside assistance
If you run into a problem, your car insurance can give you somewhere to turn. Roadside assistance coverage helps drivers when their vehicle breaks down.
What Roadside Assistance Service Includes :
Roadside Assistance service includes following services.
- Flat tires
- Towing service
- Fuel delivery service
- Battery jump-start service
- Extrication or winching service
- Lockout service and locksmith service
5. Medical Protection
In our daily life, sometimes serious accidents accur. If you are involved in a car accident, then your car insurance company is responsible for your medical expenses.
Having an added cushion of protection can ensure that no one suffers any additional losses because of an accident.
However, because medical costs are rising on a daily basis, your insurance company will post-surgical procedures, like physical therapy, X-Rays etc.